Skip to content

Sharm El Sheikh · South SinaiGet directions

Calculator, glasses and a financial report on a desk

Financial advisory · Sharm El Sheikh & South Sinai

Financial Advisory in Egypt:
Feasibility and Due Diligence

Financial advisory in Egypt from our office in Sharm El Sheikh. We plan cash for seasonal businesses, build budgets and bank files, prepare the numbers behind feasibility studies and check a business before you buy it, in Arabic, English, Italian or Russian.

  • Chartered Accountant (محاسب قانوني)
  • Office 314, Al Azizia Mall, Sharm El Sheikh
  • Arabic · English · Italian · Russian
  • Same-day replies, 09:00–23:00 daily

Sharm El Sheikh · South SinaiGet directions

01What's included

Financial advisory in Egypt: what it covers

Six pieces of work, taken alone or together. Every tax and insurance figure we use is dated and sourced; the figures on this page are as of October 2026.

01Cash-flow planning for the seasonsA 12-month plan, month by month: sales by season, payroll, rent, VAT, insurance and licence renewals. It shows the months where cash runs short before they arrive, and how large a buffer or facility you need.
02Budgets and monthly management accountsAn annual budget per outlet or activity, then a short monthly report of actual against budget. For a hotel, restaurant or dive centre applying for a licence under Law 8/2022, it also costs the trained-staff plan the application has to include.
03Bank and financing filesEach bank sets its own list. We prepare the financial side: statements (audited where your company form requires it), a cash-flow forecast with the repayments in it, your tax and social-insurance position, and a note of the assumptions.
04Golden Licence financial fileThe Golden Licence is a single Cabinet approval covering set-up, operation, building permits and land. The application needs proof of solvency, a timetable and a feasibility study by a licensed consultancy. We build and check the financial model behind that study.
05Expansion and investment decisionsA second outlet, a boat, a new kitchen: we model the outlay against your cash calendar, financing cost and tax, so you can see when it pays back and what it does to the quiet months.
06Profit distribution plansBefore profit leaves the company: the 5% legal reserve until it reaches 50% of capital, the employees' share of at least 10% of distributed profit (capped at annual wages) and 10% dividend tax for individual and non-resident shareholders. We show what reaches each shareholder.

02Process

How an advisory file works

  1. 01

    You tell us the decision

    On WhatsApp, through the form or at Office 314: the loan, the new outlet, the purchase, or the quiet months ahead.

    Same-day reply, 09:00–23:00 daily

  2. 02

    We collect the numbers

    Monthly sales, payroll, bank statements, returns and contracts. Where the records have gaps, we say so and agree with you how to fill them.

    Depends on the state of the records

  3. 03

    We build the model

    Month by month, with each assumption written down and every tax, insurance and licence cost dated and sourced.

    Scope and timing agreed before we start

  4. 04

    We go through it together

    Line by line, in Arabic, English, Italian or Russian. You change an assumption; we show you what moves.

    At the office or by video call

  5. 05

    We keep it current

    Monthly or quarterly updates against actual figures, and a check whenever a new tax law changes a number in the plan.

    Optional, as an ongoing service

Timings depend on your records and on third parties such as banks, GAFI and the Egyptian Tax Authority. We never promise a loan, a licence or an approval.

03Why us

Why clients in Sharm choose us

Financial Advisory, Feasibility and Due Diligence, handled by one chartered accountant from your first question to the final registration. Your financial consultant in Egypt, including cash flow planning in Egypt for seasonal businesses. Related guides: Feasibility Studies for Projects in Egypt and South Sinai, Due Diligence and Contract Review Before You Buy or Invest.

+100 businesses servedHotels, restaurants, dive centres, shops and investors in Sharm El Sheikh trust us with their files.
A chartered accountant on your fileYour file is prepared and followed by a Chartered Accountant (محاسب قانوني) and tax expert.
On the ground in SharmOffice 314, Al Azizia Mall, close to the authorities your file goes through. Open every day, 09:00–23:00.
Four languagesArabic, English, Italian and Russian, with the same facts in each.

09FAQ

Financial advisory questions

What is the difference between a budget and a cash-flow plan?

A budget sets what you expect to earn and spend over the year, by outlet or activity. A cash-flow plan shows when money actually arrives and leaves, month by month, including VAT, tax payments, insurance and loan repayments. A seasonal business in Sharm needs both: the budget for profit, the cash plan for the quiet months.

How do you plan cash flow for a seasonal business in Sharm El Sheikh?

We start from your monthly sales for the last one or two years, usually from e-receipt or POS reports, plus payroll and fixed costs. Then we add the calendar: VAT, quarterly payroll returns, the 30 April company return, licence renewals and property-tax instalments. The plan shows the short months early and sizes the buffer you need.

Can you prepare a business plan in Egypt for a bank loan?

Yes. Each bank sets its own requirements, so we start from its list. We prepare the financial side of the business plan: statements, a monthly cash-flow forecast that includes the repayments, your tax and social-insurance position, and a written note of the assumptions. We never promise that a bank will approve the loan.

Does a Golden Licence application need a feasibility study?

Yes. GAFI's Golden Licence guide (September 2025) lists proof of solvency, a feasibility study by a licensed consultancy, a timetable, and undertakings on utilities and compliance; the project must also meet two or more of eight criteria. Companies of any legal form, new or existing, may apply. We build and check the financial model behind the study.

What should I check before buying a business in Sharm El Sheikh?

Check the Commercial Register extract, the tax and social-insurance position, every tax year the Tax Authority can still reopen, the licences, leases, staff and work permits, and e-receipt compliance. In Sinai, a share transfer needs GAFI approval (with GAFI's approval fee) plus security approvals. Title and contracts also need a lawyer's review.

Free consultation

Tell us about your case. The first consultation is free

Send us a few lines on WhatsApp or call. During office hours (09:00–23:00, every day) we reply the same day, in Arabic, English, Italian or Russian.

Prefer a form?

We never share your details. No spam.

Our office

Visit us in Sharm El Sheikh

  • Office 314, Al Azizia Mall, Ras Kennedy, Al Salam Road, Sharm El Sheikh, South Sinai, Egypt
  • Every day 09:00–23:00
  • +20 103 349 3011
Message us on WhatsApp

Sharm El Sheikh · South Sinai

Start your project in Sharm

Company, licences, tax and residency — one local office handles the whole path. Tell us what you’re planning and we’ll map out your first steps, free.

We never share your details. No spam.